The Tariff Landed Mid-Project. Your Builders Risk Policy Was Priced Last Year.
The 2026 tariff schedule moved material prices mid-project. Most builders risk policies — written with 100% coinsurance — have not been re-rated to follow. The coverage gap, the contract fix, and the discipline move for the back half of 2026.
The AI-Enabled Jobsite Is Already Here. The Coverage Behind It Is Not.
ISO filed three new generative-AI exclusion endorsements for the commercial general liability form in January 2026. The contractor running an AI estimating engine, an AI safety platform, an autonomous excavator, and a drone over the same jobsite has now touched the exclusion four times on a single project.
Contractor Insurance Requirements
A comprehensive guide to the insurance coverage every contractor needs. Learn about general liability, workers' comp, builders risk, surety bonds, and more.
Subcontractor vs General Contractor Insurance
Understand the insurance differences between subcontractors and general contractors. Learn how coverage, limits, and requirements vary between these roles.
Builders Risk Insurance Guide
Complete guide to project-specific builders risk insurance. Learn about valuation, coverage options, endorsements, and claim handling for construction projects.
Construction Workers' Comp Basics
Essential guide to workers' compensation insurance for construction contractors. Learn requirements, coverage, premiums, and how to manage costs effectively.
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